Most people sign their divorce papers without realizing they've left money on the table. We analyze the numbers so you can sign with confidence. In 30 minutes, a CDFA®-certified divorce financial advisor shows you exactly where you stand, what you may be missing, and what to do before you agree to anything.

"Confidential. No pressure. Speak directly with an expert."
Jay Mota, CDFA®, MAFF, CVA, CFP®, ChFC, WMCP
Founder, Divorce Logic LLC
Professional Members Of

A straightforward conversation. No pressure. Just clarity on where you stand.
Share where you are in the process, your key assets, and any concerns about your settlement. No documents required.
We review your asset information to identify what's most at risk in your settlement.
We explain what your assets are actually worth and whether forensic accounting or a CDFA® analysis would strengthen your position.
If our services make sense for your situation, we explain next steps. If not, we'll point you in the right direction.
Rated 5/5 by clients
"My divorce certainly was complex as it relates to the Marriage Settlement Agreement and Jay helped guide me along the way as it related to the financial portion of my divorce. I highly recommend Jay, it was money well spent."
— J.R.
High-asset case · NY · 2025
"I'm so glad we chose Jay as our financial neutral for my collaborative divorce. He was professional, patient, and made complicated things like asset division with a pension and QDROs easy to understand."
— V.H.
Collaborative Divorce · NJ · 2025
"Divorce Logic was instrumental in helping me navigate my divorce, particularly the financial aspects. Jay Mota is an excellent listener and very knowledgable."
— Mary Beth Weber
High-asset case · NJ · 2025
"Jay explained every detail in a way that made complex financial information understandable and helped me feel in control during an otherwise chaotic process."
— Jen N.
Divorce Financial Planning · NY · 2025
We have offices in New York, New Jersey, and Massachusetts. But most of our clients work with us remotely, which means wherever you are in the US, you get the same level of expertise. No compromise.
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Your divorce settlement will shape your financial future for years to come. One mistake on a 401k, pension, or business valuation can cost you tens of thousands of dollars. Most people don't find out until it's too late.
At Divorce Logic, our CDFA® experts analyze every asset, account, and settlement option so you walk away knowing exactly what you're entitled to and what to protect.
We show you exactly what each settlement option means for your taxes, retirement, and long-term finances before you agree to anything.
If something feels off, it probably is. Our forensic review uncovers hidden accounts, undervalued assets, unreported income, and pre-filing asset transfers others overlook.
From business interests to shared investments and pensions, we model every settlement option so you know exactly what you're agreeing to before you sign.
Hidden accounts, undervalued businesses, and complex investments often go undetected without professional analysis.
Without accurate valuations and projections, you may agree to terms that compromise your long-term security.
Emotional stress and time pressure lead to financial decisions that can cost you for decades.

Most people don't realize how much the financial decisions made during divorce affect them long after it's over. Getting the right financial advice early means you negotiate from strength. Not from guesswork.
Our CDFA® experts provide the financial analysis your legal team needs to reach a fair settlement:
The right financial advice in divorce isn't about being adversarial. It's about making sure every number is accurate, every asset is accounted for, and nothing gets left on the table.
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Jay Mota
MAFF, CVA, CDFA, CFP®, CQS, ChFC, WMCP
Founder of Divorce Logic & Lead Divorce Financial Expert
MAFF® | CVA | CFP® | CQS | ChFC | WMCP
Jay is a U.S. veteran and nationally recognized divorce financial professional with more than 27 years of experience in the financial industry. He holds seven certifications, including the Master Analyst in Financial Forensics (MAFF®) and Certified Valuation Analyst (CVA), representing one of the most comprehensive qualification sets available in divorce financial planning. MAFF® is the credential behind every hidden-asset review we conduct, combining forensic accounting, asset valuation, and financial advisory expertise under one roof.
Jay works exclusively on divorce finances. Every case he has taken, every hidden asset he has uncovered, and every settlement he has analyzed has been divorce-specific. That focus is what separates a general financial advisor from someone who has seen your exact situation hundreds of times before.
We value businesses and properties so you know exactly what they're worth in a settlement.
We analyze alimony and support scenarios so negotiations are based on real numbers.
We uncover hidden assets and unreported income so nothing gets missed.
Poorly structured settlements overlook tax consequences, the real after-tax value of retirement accounts, and what a business is actually worth post-divorce. Whether you searched for a divorce financial advisor, a forensic accounting specialist, or simply want to protect your assets before signing — this is exactly what we do.
We model every settlement option so you know what you're agreeing to before it's final.
Get My Free ConsultationBook your free 30-minute settlement review. No obligation. Just clarity.